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Comment*:	You CANNOT, repeat, CANNOT use a possible WC award as collateral for a loan in ANY state. WC is about having to pay benefits, not settlements. YOu cannot force a money lump sum to settle your claim. And, when/if you die prior to the indemnity is paid out... there is NO estate worth. The claim dies whenever you die. You are able to request an advance around the indemnity due, there's no law that requires the employer/carrier to grant the advance. They'll wish to settle the case in chief...you're giving them a tool to make use of in negotiating a low ball provide simply because you allow it be recognized you're money strapped. If you've been released out of your Dr at MMI... you ought to be making a concerted effort at a return to function...sooner than later on. You don't need to wait for this claim to settle prior to you go back to function., homepage here, 8-[[, lookity, 2397,